Tell-tale Signs of a "Spendaholic"

All of us go over our budget occasionally. But when overspending becomes chronic, it’s time to ask yourself whether you or your spouse has become a "spendaholic," a form of behavior that may be more than a bad habit; it may be an addiction. Spending money can give the shopper a euphoric high, an adrenalin rush, much like alcohol or drugs. It’s a form of self-validation that feels empowering. It’s only later, when the bills are due or past due, and when arguments erupt within the house, that the true nature of the problem becomes apparent. Read More...
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Who Controls Your Family Finances?

Once a married couple starts sharing financial responsibilities, there is a natural tendency to over-spend with each person assuming there is enough money in their joint bank accounts to cover his or her individual expenses. In effect, no one is truly in charge of the household finances and they often end up spending the same dollar twice. The result is bounced checks, overdraft fees, late fees, higher interest rates and troubling phone calls from creditors. Sound familiar? Read More...
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The Last Dollar Test

In the Bible, the last dollar is often represented hope, deliverance and the point of greatest blessing one can ever hope. The last dollar was also a declaration of a person's allegiance to God.
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